It is a fair worry: the fund shows an amount, you open the Transactions tab to see where it came from, and the list is empty. Nothing is lost, and nothing is inconsistent.
A carried-forward balance is not a transaction
The transaction ledger shows only the movements of the selected fiscal year. Money the fund already held on the first day of that year is not a movement of the year, so it has no line to occupy.
A self-insurance fund fully funded in 2022 and untouched since will show exactly that in 2026: a real balance, and no transactions.
Where to read the carried-forward amount
On the Accounting page, each fund — operating, contingency, self-insurance — has its own card, with four boxes:
- Opening balance: what the fund held on the first day of the year;
- Contributions: what came into it during the year;
- Withdrawals: what went out;
- Current position, or Closing balance once the year is closed.
The first box is the answer to your question. If it looks wrong, it can be corrected: that is the subject of the guide on opening balances.
The ledger's "Balance" column
The ledger carries a Balance column that starts from the fund's opening balance and accumulates from one transaction to the next, oldest to newest. It is the fund's real balance at the moment of each transaction.
It moves with neither the sorting nor the filters you apply to the view: the amounts stay chained in chronological order, or the column would tell a different story on every sort.
Other reasons for an empty list
When you really did expect rows, three things are worth checking in this order:
- The fiscal year selected in the toolbar. The ledger shows one year at a time, and a transaction saved with last year's date belongs to the year of its date, not to the one you were looking at when you saved it.
- The active filters above the list.
- The fund on screen, if you are looking at a single fund rather than the full ledger.
A row that is there but outside the balance
The reverse happens too: a transaction visible in the ledger that does not turn up in the fund balance. That is a pending, failed or cancelled debit — no money moved. The row carries a "Not counted in the balance" note.
This is not a fault: fund balances hold only amounts actually received and disbursed. What the co-owner owes does not disappear along with it.