Articles: insurance
4 articles found.
Condo insurance deductible in Quebec: who actually pays?
The syndicate's deductible is shared by all co-owners through common expenses, unless fault or custody is proven (art. 1074.2 CCQ). What Club Marin II changed.
Unit improvements and the reference unit: who pays for your renos after a loss?
After water damage, the syndicate's insurance reimburses the original material, not your upgrades - if they can be told apart. That is what the reference unit is for (arts. 1070 and 1073 CCQ).
Replacing your water heater every 10 years: is it actually mandatory in a Quebec condo?
No Quebec law requires replacing a water heater every 10 years. But since Club Marin II (2026 QCCQ 3004), meeting the deadline is no longer enough: art. 1074.2 and 1465 CCQ, presumption of fault of the custodian.
Co-owner compliance in Quebec — 5 obligations to track
Five recurring obligations a Quebec condo syndicate must track per unit: home insurance proof, duct cleaning, in-unit plumbing, smoke alarm, and water heater (10-year life). CondoAide automates collection, reminders, and history.